Borrowers
Structured finance, from people who build
Royal Oak is an experienced non-bank lender. We structure debt and equity solutions across the whole of the capital stack — priced and underwritten by a team that has carried development risk on its own balance sheet.
Because we develop, lease and manage real estate ourselves, we assess your transaction the way you do: cost, program, tenant demand and exit. That means faster, franker credit decisions — and structures built around the project rather than a product sheet.
What We Fund
Four funding purposes
From site acquisition through delivery to stabilisation — funding matched to the stage of the asset.
Land (pre-construction)
First or second mortgage loans for the acquisition of sites with future development potential.
Construction
Flexible solutions across the whole of the capital stack to deliver construction financing outcomes.
Investment
Second mortgage, mezzanine and preferred equity facilities that support and optimise the capital structure of stabilised real estate assets.
Value-add repositioning
First or second mortgage loans for the acquisition, refurbishment and re-leasing of real estate assets with redevelopment potential.
How We Structure
Across the whole capital stack
We will work with you to develop a structured finance solution encompassing debt, equity, or both.
- Senior Debt
- Stretch Senior
- Mezzanine Debt
- Convertible Notes
- Preferred Equity
- Equity Finance
Get In Touch
Bring us the transaction
The best time to involve us is before the structure is fixed. Share the outline — asset, stage, quantum, timing — and we will tell you quickly whether and how we can help.
Seeking to invest rather than borrow? The investor journey starts atBy Invitation.